Debt Calculator Excel Spreadsheet
Regular price $10.00
This Debt Calculator Excel Spreadsheet will help you to take control of your debt so you can be debt free. See your progress. Stay motivated.
If you're feeling overwhelmed by multiple credit cards, loans, or bills - you’re not alone. The Debt Calculator Excel Spreadsheet is designed to help you organize your debts, choose the best repayment strategy, and pay off your balances faster.
This easy-to-use tool gives you a clear, step-by-step debt payment plan to become debt-free - without the stress of doing the math yourself - so you can just focus on paying your debt down.
With this Debt Spreadsheet, you'll gain:
- Clarity – See all your debts in one place: balances, interest rates, monthly payments, and due dates.
- Direction – Choose Dave Ramsey's snowball method (smallest debt first), his avalanche method (highest interest first), or a custom order - whichever motivates you more.
- Motivation – Watch your progress unfold with automated payoff charts and timelines.
- Savings – Instantly see how much interest you’ll save by following your plan.
There's space for 20 debts and up to a 30 year payment plan.
It's EASY to use and fully automated with a chart!
It'll calculate the debt free date and total interest automatically so you can customize the option that works for you!
There is also an extensive instructions manual containing how to use this debt payoff calculator as well as additional tips on how to pay down your debt, save and make more money.
Here's an instructional video on a variation of the Debt Calculator to give you an inside look at the spreadsheet:
Features:
- Digital: This is an Excel file. No physical product will be sent.
- Microsoft Excel: This product has been designed for use in Microsoft Excel. The formatting might appear differently depending on the Microsoft Excel version you use. Here's the Google Sheets version of this Debt Calculator if you want to use it in Google Sheets.
- Editable: Certain cells are editable. I've locked some cells to prevent accidental changes to formulas and graphs. See the instructions for more details.
- 20 Debts: This file lets you input up to 20 debts. If you prefer up to 30 debts, you can use this version.
- One-time download - Yours to use again and again
Other Important information:
- How to Download: Once payment is complete, the digital file(s) will be available for download and an email will be sent to you. If there are any issues, here's an article about how to download digital items.
- Support: If you need help with this product or have inquiries, contact us. We will respond as quickly as we can.
- Access: This one-time fee provides you with lifetime access to this product. There are no recurring fees.
- Final Sale: All sales are final. Due to the type of product, these digital products are non-refundable.
- Copyright: Products are copyrighted. These products are meant for personal and not commercial use. Please do not copy, share, redistribute or resell these spreadsheets.
We take pride in creating simple, but comprehensive products at an affordable price. If you need something custom made, feel free to reach out. We are always trying to improve our products so any recommendations or thoughts are greatly appreciated.
I want you to be happy doing business with me so any questions are welcome.
Thanks for stopping by! Your support is appreciated.
Jacqueline
MomMoneyMap.com
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Easy set up, good instructions...
just what we needed! Love the ability to switch between payment methods
WOW! Do yourself a favor and buy this spreadsheet. I looked at a lot of dept payoff spreadsheets and decided on this one. I'm so glad I did! We easily entered our debts, picked our pay off option (Debt Snowball) and it calculated EVERYTHING for us. It's AMAZING. I wish I could give it a hundred stars. LOVE THIS SPREADSHEET!
This is really helping me plan out my debt payoff journey.
thank you so much this is awesome.
Let customers speak for us
from 598 reviews
perfect blank checklist, i'm happy with enough lines and also blanks to make my own category, and plenty of space and lines
The item matched the description.
Perfect to keep track of all our wedding expenses
I highly recommend this product. I have been using my own very basic google spreadsheet as a check register but this makes it so much easier and nicer to look at. I loved this one so much I bought one of her Debt Tracker spreadsheets. If I ever need any other spreadsheet templates I will check with her first!
I am so happy with this spreadsheet and the instructions. I did have to play with it a bit to get it down but it's super easy once you get information in. I bought this after buying the her check register spreadsheet (which I also highly recommend!). Thank you so much for creating these. Very helpful!
Great product, very useful and organized
Looking forward to trying this project
amazing, easy to use, made my life easier and my attorney
It's great ! I love it. Helps so much
great, just what i needed
I love this simple list and it can be used for several different categories i.e. Cleaning, To-Do List, etc.. and love that it comes in two font sizes.
Great product! Easy download as well.
Blank checklist is exactly what I was looking for to help organize a big project. I'll use it for many things going forward. Thanks!
I love this habit tracking list - it will for sure help me stay on track and remind me to keep up good habits.
File was exactly as described. No errors in the formulas. Worked out great!

