Debt Calculator Excel Spreadsheet

Mom Money Map

Regular price $6.99

Tax included.
This debt calculator Excel spreadsheet will help you to:
  • Automatically calculate your debt payment plans so you can just focus on paying your debt down
  • Understand your best debt options including Dave Ramsey's debt snowball or debt avalanche strategies (You can also input a custom number order if that's a better fit for you!)
  • Get control of your debt and pay it off so you can be debt free

It's EASY to use and fully automated with a chart!

There's space for 20 debts and up to a 30 year payment plan.

It'll calculate the debt free date and total interest automatically so you can customize the option that works for you!

There is also an extensive instructions manual containing how to use this debt payoff calculator as well as additional tips on how to pay down your debt, save and make more money.


  • Digital: This is an Excel file. No physical product will be sent.
  • Microsoft Excel: This product has been designed for use in Microsoft Excel. The formatting might appear differently depending on the Microsoft Excel version you use. Here's the Google Sheets version of this Debt Calculator if you want to use it in Google Sheets.
  • Editable: Certain cells are editable. I've locked some cells to prevent accidental changes to formulas and graphs, but all cells can be unlocked. See the instructions for more details.

Other Important information:

  • How to Download: Once payment is complete, the digital file(s) will be available for download and an email will be sent to you. If there are any issues, here's an article about how to download digital items.
  • Support: If you need help with this product or have inquiries, contact us. We will respond as quickly as we can.
  • Final Sale: All sales are final. Due to the type of product, these digital products are non-refundable.
  • Copyright: Products are copyrighted. These products are meant for personal and not commercial use. Please do not copy, share, redistribute or resell these spreadsheets.

We take pride in creating simple, but comprehensive products at an affordable price. If you need something custom made, feel free to reach out. We are always trying to improve our products so any recommendations or thoughts are greatly appreciated.

If you have a question or would just like to say hi, contact me or connect with me on social media.


Customer Reviews

Based on 3 reviews

can't wait to put my information in. looks great.


This debt tracker is fantasic! It was easy to use and the instructions were very clear on where to enter in our personal info.


I wish I had bought this one sooner. I love the ability to customize how to pay off debt and see how much I could save in interest. Well worth the purchase. Recommend to anyone needing to pay off debt and ability to easily manage and it gives you the date when you will be debt free!