Debt Payoff Tracker Excel Spreadsheet

Mom Money Map

Regular price $5.00

Inspired by Dave Ramsey's Debt Snowball Method, this debt payoff spreadsheet will help you to:

  • Get control of your debt and pay it off faster so you can be debt free
  • Highlight your progress so you can stay motivated to pay off your debt
  • Understand your entire debt picture and identify where you can make quick progress on your debt

It's fun, simple to use and fully automated with charts!

There's space for 10 debts and up to a 10 year payment plan.

With a plan in place, it'll calculate the debt free date and highlight paid debts so you're motivated to keep on paying down your debt!

There is also an extensive instructions manual containing how to use this debt repayment spreadsheet as well as additional tips on how to pay down your debt, save and make more money.

*If you need up to 20 debts tracked, here's the 20 debt tracker.

*If you need up to 30 debts tracked, here's the 30 debt tracker.

Here's an instructional video on the Debt Tracker to give you an inside look at how it works:


  • Digital: This is an Excel file. No physical product will be sent.
  • Microsoft Excel: This product has been designed for use in Microsoft Excel. The formatting might appear differently depending on the Microsoft Excel version you use. Here's the Google Sheets version of this Debt Tracker.
  • Editable: I've locked some cells to prevent accidental changes to formulas and graphs, but all cells can be unlocked. See the instructions for more details.

Other Important information:

  • How to Download: Once payment is complete, the digital file(s) will be available for download and an email will be sent to you. If there are any issues, here's an article about how to download digital items.
  • Support: If you need help with this product or have inquiries, contact us. We will respond as quickly as we can.
  • Access: This one-time fee provides you with lifetime access to this product. There are no recurring fees.
  • Final Sale: All sales are final. Due to the type of product, these digital products are non-refundable.
  • Copyright: Products are copyrighted. These products are meant for personal and not commercial use. Please do not copy, share, redistribute or resell these spreadsheets.

We take pride in creating simple, but comprehensive products at an affordable price. If you need something custom made, feel free to reach out. We are always trying to improve our products so any recommendations or thoughts are greatly appreciated.

I want you to be happy doing business with me so any questions are welcome.

Thanks for stopping by! Your support is appreciated.


Customer Reviews

Based on 9 reviews

I purchased several spreadsheets from this seller and I love them all. Seller was very responsive to my questions and even made some changes for me. She actually sends a video explaining things which is super helpful! I can't say enough good things about this seller. I will be a return customer!


Excellent debt payoff template as described and very useful thanks.


The Debt Tracker spreadsheet is easy to use and is a great way of tracking progress. I had a question, and the shop owner answered it very quickly. Highly recommended.


WOW! Do yourself a favor and buy this spreadsheet. I looked at a lot of dept payoff spreadsheets and decided on this one. I'm so glad I did! We easily entered our debts, picked our pay off option (Debt Snowball) and it calculated EVERYTHING for us. It's AMAZING. I wish I could give it a hundred stars. LOVE THIS SPREADSHEET!


Liked how it was organized, exactly what I was looking for.