Debt Payoff Tracker Excel Spreadsheet

Mom Money Map

Regular price $5.00

Tax included.
Inspired by Dave Ramsey's Debt Snowball Method, this debt payoff spreadsheet will help you to:
  • Get control of your debt and pay it off faster so you can be debt free
  • Highlight your progress so you can stay motivated to pay off your debt
  • Understand your entire debt picture and identify where you can make quick progress on your debt

It's fun, simple to use and fully automated with charts!

There's space for 10 debts and up to a 10 year payment plan.

With a plan in place, it'll calculate the debt free date and highlight paid debts so you're motivated to keep on paying down your debt!

There is also an extensive instructions manual containing how to use this debt repayment spreadsheet as well as additional tips on how to pay down your debt, save and make more money.


  • Digital: This is an Excel file. No physical product will be sent.
  • Microsoft Excel: This product has been designed for use in Microsoft Excel. The formatting might appear differently depending on the Microsoft Excel version you use. Here's the Google Sheets version of this Debt Tracker.
  • Editable: Certain cells are editable. I've locked some cells to prevent accidental changes to formulas and graphs, but all cells can be unlocked. See the instructions for more details.

Other Important information:

  • How to Download: Once payment is complete, the digital file(s) will be available for download and an email will be sent to you. If there are any issues, here's an article about how to download digital items.
  • Support: If you need help with this product or have inquiries, contact us. We will respond as quickly as we can.
  • Final Sale: All sales are final. Due to the type of product, these digital products are non-refundable.
  • Copyright: Products are copyrighted. These products are meant for personal and not commercial use. Please do not copy, share, redistribute or resell these spreadsheets.

We take pride in creating simple, but comprehensive products at an affordable price. If you need something custom made, feel free to reach out. We are always trying to improve our products so any recommendations or thoughts are greatly appreciated.

If you have a question or would just like to say hi, contact me or connect with me on social media.


Customer Reviews

Based on 5 reviews

How creative is this, so simple to use and easy to see progress! Love it!


First, the customer service is beyond outstanding! I had questions on the spreadsheet and she made me a custom how-to video tailored to my questions. Thank you for that!! Next, the spreadsheet is perfect and worth every penny. Has been so helpful thus far.


Great spreadsheet, was easy to use!


The best file that I have found to help me pay my debt! I love it.


OMG! This Debt Tracker is everything I have been looking for and more. My Hubby and I have been on the Dave Ramsey Baby Steps and are still on Baby Step 2 and have paid off $70k but had to take a break because we had twin babies during the pandemic. This is a great and easy way to help us get back on track and keep track of everything this year and really attack the rest of our debt. Thank you Thank you Thank you.